CDs and IRAs

Personal CDs & IRAs


Our Certificates of Deposit allow you the choice of how to save your hard-earned dollars with a selective array of maturity dates and rates.

Features include:

  • Regular Certificates of Deposit with maturities ranging from 30 days to 3 years.
  • Jumbo CDs (investments of $100,000 or more) with maturities between 30 days and 3 years.


We offer a variety of Individual Retirement Accounts to best suit your needs. Both fixed and variable IRA rates are available, enabling you to lock in your rate or float with the market.

Features include:

  • Traditional IRAs, ROTH IRAs and EDUCATION IRA.
  • IRAs with 182 days, 12 month, 18 month, 24 month, and 36 month maturities.
We offer special IRA rates at different times of the year. Stop by or call 1-803-433-4451 to inquire about IRA promotions.
Early withdrawal penalties may apply for CDs.